Why Are Loan Frauds Growing?

Why are Loan Frauds increasing?

Why are Loan Frauds increasing?

Fraudulent loans are increasing because of a very obvious question: economically active people have less money in their pockets, many are overdue, and a good part are over-indebted with innumerable benefit slips, bills and outstanding financings.

Because Brazil has not been going through a financial crisis in previous years as has happened in many other nations around the world, Brazilian families have spent more than the bill. Consumerism has reached very high levels, moreover, access to credit has been easy to the extreme also contributed to the indebtedness of people. On the other hand, there is a class of workers that credit has become harder to get.

In the headlines of the newspapers and on TV, banks report that they are breaking records on personal loans and real estate loans, and on the other hand, default rates have never been higher. In everyday life virtually everything we need needs money, from the most basic things like getting a bus, everything requires presentation of money. Not surprisingly, when these minimum resources are lacking for survival, people become desperate.

In this environment comes the coup attempt to capitalize using the despair of the people, the bait is to offer financial solutions that seem too good to be true, know that in the hour of need what seems to be a fraud becomes the board of salvation.

Name with credit restriction

Name with credit restriction

In addition, when you have past due debts, it is normal for the borrower to also have a credit restricted name, this condition limits the possibility of obtaining credit and loans at the banking institutions. Taking cash with very high interest rates in some markets fills a gap left by official lenders and large banks, there are few who want to pay dearly for loans.

Fraud in loans

Fraud in loans

On the internet the thing is different, at that moment comes the fraudsters of loans, offering to its main victims, the debtors, the defaulters and the people with restriction in the name and they do not have credit in the square.

Loan sites with miracle offers and helpers with advanced deception techniques emerge every day, pretending to be financing companies or correspondent banks of large banks. But what is the big problem? Simple, those who feed these swindlers are exactly the ones who need the most money, who were already ruined, ends up going broke, because the scammers try to get the last penny that the citizen has in his pocket.

Fake sites in google searches

Fake sites in google searches

To make matters worse, in recent months, dozens of sites of fraudsters have conquered privileged positions in the search engines, say Google.com.br, in the sponsored links I have also seen links of sites of fraudsters to the hills, some are offering months loans, taking money from people and no one can get them off the sidebar.

Report the police

Report the police

A long time ago only restrained workers were suffering from these scams, now not, fake loan websites are offering fictitious credit and financing to companies, business owners, retirees and public servants, all are becoming victims of the loan fraud industry, and the worst of all this, no one is doing absolutely nothing, not even the victim is doing the minimum, report the coup to the federal police.


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